Payment Policy

Effective Date: March 20, 2025

This Payment Policy outlines the terms and conditions regarding payments for products and services offered by Bag Bliss. By making a purchase or engaging in any transaction with us, you agree to the terms outlined in this Payment Policy.

1. Payment Methods

We offer the following payment methods for your convenience:

  • Credit/Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: You can use PayPal to complete your transactions securely.
  • Bank Transfer: For larger purchases or business accounts, we also accept direct bank transfers.
  • Other Payment Methods: Additional payment methods may be available during the checkout process, depending on your region.

2. Payment Processing

  • Order Processing: All orders are processed once payment is successfully received and authorized. Orders will only be shipped after payment has been processed. If we encounter any issues with processing your payment, we will notify you immediately.
  • Currency: All payments are processed in USD (United States Dollars). If you are located outside the United States, your bank or payment provider may charge foreign transaction fees or convert the amount to your local currency.
  • Payment Confirmation: Once your payment has been successfully processed, you will receive an email confirmation containing the details of your order. This confirmation serves as proof of payment and an acknowledgment of your order.

3. Payment Security

At Bag Bliss, the security of your payment information is a priority. We use secure encryption methods and trusted third-party payment gateways to protect your data during the payment process.

  • SSL Encryption: Our website utilizes Secure Sockets Layer (SSL) encryption to protect sensitive information during transmission.
  • Third-Party Payment Processors: We rely on reputable third-party payment processors, such as PayPal and Stripe, to handle your payment transactions securely. We do not store sensitive payment information like credit card numbers on our servers.

4. Payment Verification

For added security, we may perform payment verification checks to ensure that the transaction is legitimate and authorized. These checks may include:

  • Billing Address Verification: We may ask for your billing address to match the one on file with your payment provider.
  • Fraud Prevention: In cases of suspected fraudulent activity, we may request additional documentation or delay the processing of your order until we can confirm the payment details.
  • Bank Authorization: If your payment is being processed via bank transfer, your order may be delayed until we receive authorization from your bank.

5. Failed Payment

If your payment is declined or fails for any reason, we will notify you as soon as possible. You will have the opportunity to update your payment details or choose a different payment method. If the payment issue is not resolved within a reasonable time frame, your order may be canceled.

6. Taxes and Duties

  • Sales Tax: Applicable sales tax will be charged based on your shipping address and local tax regulations. The tax amount will be calculated and displayed at checkout.
  • Customs Duties and Fees: For international orders, additional customs duties, taxes, or import fees may apply. These charges are the responsibility of the customer and are not included in the purchase price or shipping fees. Please check with your local customs office for more information.

7. Subscription Services and Recurring Payments

If you subscribe to any recurring services or products (e.g., membership fees or subscriptions), you authorize Bag Bliss to charge your payment method on a recurring basis until the subscription is canceled. You may cancel your subscription at any time by logging into your account and following the cancellation instructions.

  • Subscription Charges: Subscription charges will be processed on the same date each month or according to the terms of your subscription.
  • Renewal and Cancellation: Your subscription will automatically renew unless you cancel it before the renewal date. You can cancel your subscription at any time through your account settings or by contacting our customer support team.

8. Refunds and Disputes

  • Refund Process: In case of an eligible refund, the payment will be processed back to your original payment method. Please refer to our Refund and Returns Policy for further information on how refunds are handled.
  • Payment Disputes: If you believe there is a discrepancy or issue with a payment, please contact our customer service team within 30 days of the transaction. We will work with you to resolve the issue. If a payment dispute arises, please contact your payment provider for assistance.

9. Currency Conversion and International Orders

For international customers, the price of the products will be displayed in USD. If you are making a purchase from outside the United States, your credit card issuer or payment provider will convert the amount to your local currency at the prevailing exchange rate, and additional fees may apply.

10. Contact Us

If you have any questions or concerns regarding our payment policy, or if you encounter any issues during the payment process, please feel free to contact us at:

Bag Bliss
Street: 611 Waldeck Street, Fort Worth, Texas
Phone: 817-406-4033
Email: [email protected]
Website: ziroloans.com

Thank you for choosing Bag Bliss! We value your business and are committed to providing you with a smooth and secure payment experience.